The Agentic Operating System for Modern Insurance Brokerages
Give every producer and CSR an orchestrated team of specialized AI agents that handle underwriting intake, auto-fill CSIO forms, run 100% E&O audits, prioritize renewals, and analyze carrier loss runs — directly inside Applied Epic & ARS.
The Agentic Operating System for Modern Insurance Brokerages
Give every producer and CSR an orchestrated team of specialized AI agents that handle underwriting intake, auto-fill CSIO forms, run 100% E&O audits, prioritize renewals, and analyze carrier loss runs — directly inside Applied Epic & ARS.
AI is no longer a future concept or luxury — it is the new baseline for speed, accuracy, and survival in the insurance brokerage industry.
Insureds now demand same-day quotes and immediate digital servicing. Waiting 3+ days for a quote or renewal option drives immediate shopping and client churn.
Carriers require complete CGI AutoPlus, MTO MVRs, HITS history, and replacement cost evaluator data upfront before considering submissions.
Operating expenses and labor costs continue to rise while commission structures remain flat, making manual administrative overhead unsustainable.
Staying with legacy manual processes is no longer safe — it is actively draining brokerage margins and creating silent E&O risks.
Manual workflows drain producer capacity, slow down quote delivery, leave 90% of policies un-audited for E&O, and force teams to parse carrier loss runs manually.
Imagine a friction-free operation where 90% of manual data entry, application routing, policy auditing, and renewal prep happens automatically in the background.
Underwriting reports (AutoPlus, MVRs, HITS, MSB) flow directly into ARS rating screens and batch-fill CSIO forms automatically.
100% of carrier-issued eDocs are verified line-by-line against bound applications before reaching the client file.
100% of renewing clients receive personalized communications and competitive re-quotes drafted automatically for broker approval.
Messy carrier loss run PDFs and Excel sheets are parsed instantly into live portfolio loss ratio analytics and spike alerts.
OculrAI is not a replacement for your BMS or Rater. It is an intelligent agentic layer built on top of Applied Epic & ARS that executes manual administrative tasks automatically with 100% human-in-the-loop oversight.
Sticky Personal AI Co-Pilot
An intelligent UI sidekick that retains active screen context across Applied Epic pages, helping brokers navigate and fill forms live.
Deep Domain Insurance Tooling
Native support for CGI AutoPlus, MTO MVRs, HITS, CSIO forms, Applied Epic schemas, and carrier Loss Run PDFs/Excel sheets.
Thought Process & Human Approval
Combines explicit LLM reasoning chains with mandatory human sign-off, ensuring total auditability and zero black-box risk.
Auto-integrates AutoPlus, MVRs, HITS & replacement cost reports into ARS
Extracts key data from CGI AutoPlus, MTO MVRs, HITS reports, and MSB/e2Value evaluators to auto-complete ARS rating screens and trigger quotes instantly.
Populates multiple CSIO forms simultaneously & auto-generates temp slips
Feeds emails, notes, and docs into an agent that populates multiple CSIO PDF applications at once. Instantly generates auto liability slips and home insurance binders post-bind.
Eliminates the 90% audit blind spot by checking 100% of issued eDocs
Compares 100% of carrier-issued policy eDocs against the original bound BMS application, flagging water limits, endorsement drops, and deductible mismatches.
Detects rate spikes, runs ARS re-quoting, and drafts custom client emails
Monitors premium spikes (>10% / $150+), triggers ARS re-quoting, and writes personalized, client-specific renewal emails for broker review and approval.
Seamless bi-directional sync between Applied Epic, Powerbroker & ARS
Transfers client records, policy changes, and quote payloads between Applied Epic and ARS rating portals via direct APIs or intelligent browser automation.
Dedicated loss run PDF & Excel processor with automated tracking & alerts
Parses carrier Loss Run PDFs and Excel spreadsheets, tracks claims experience over time, and alerts underwriting teams and principals to portfolio loss ratio spikes.
Collect underwriting reports from clients and let OculrAI structure the data, populate ARS raters, batch-fill CSIO forms, and issue post-bind documentation.
Ingest Reports
Agent ingests CGI AutoPlus, MTO MVRs, HITS history, and MSB replacement cost evaluator reports.
Auto-Fill ARS
Extracts driver history, convictions, and building specs to auto-populate ARS rating screens without manual entry.
Batch CSIO Forms
Calls Form Creator to complete all required CSIO Auto, Habitational, and Commercial PDF applications simultaneously.
Auto-Issue Binders
Post-bind, instantly generates auto temporary liability slips and home insurance binders for immediate client delivery.
85% Faster: Quote turnaround accelerated from hours to minutes with 0 re-keying errors.
Replace generic template letters. OculrAI detects rate increases, re-quotes in ARS, and writes custom emails tailored to every single client.
Smart Triage
Monitors incoming renewals and flags accounts exceeding rate thresholds (>10% premium increase or $150+ bump).
Background ARS Re-Quote
Silently executes re-quoting in ARS to identify competitive carrier alternatives across your market access.
Custom Comms Generation
Drafts a hyper-personalized email specific to the insured's policy details, coverage changes, and premium options.
Broker Verification
The broker reviews the agent's assessment and reasoning chain, makes optional edits, and sends with 1 click.
100% Custom: Every renewing client receives personalized advice, boosting retention while saving CSRs 15+ hrs/week.
Calculated based on real-world brokerage operations running Applied Epic & ARS (10 Producers, 12 CSRs).
Saved Per Producer & CSR
Reclaimed from manual report re-keying and ARS data entry
E&O Audit Protection
Eliminating the 90%+ un-audited policy blind spot completely
Quoting & Form Turnaround
Underwriting reports to ARS quote in minutes instead of hours
Estimated First-Year ROI
Driven by reclaimed sales hours, retention gains, and E&O savings
Eliminate the 90%+ audit blind spot. OculrAI verifies 100% of carrier eDocs against bound BMS applications, displaying explicit reasoning chains for every flag.
100% Policy Verification
Replaces 5% spot-checks by auditing 100% of issued eDocs against original bound applications in Applied Epic.
Transparent Agent Reasoning
Displays the exact reasoning chain, rule guidelines, and severity level (High/Medium/Low) for every discrepancy.
Human Approval Gatekeeper
Brokers inspect flagged discrepancies, review source side-by-side mapping, and approve resolution notes.
Transform carrier loss run reports into actionable portfolio intelligence. Automate claims parsing for internal underwriting teams and track loss ratios in real-time.
Drastic time reductions across every core administrative task handled by OculrAI agents.
Saved Per Producer
Reclaimed for revenue-generating sales activities
E&O Audit Protection
Pre and post-sale audits flag policy errors before issuance
Quoting Turnaround
Underwriting reports to ARS quote in minutes instead of hours
Estimated First-Year ROI
Driven by time saved and client retention gains
Figures are configurable based on brokerage volume and carrier mix during onboarding discovery.
Autonomous AI requires ironclad guardrails. OculrAI combines strict PII protection, Canadian jurisdiction isolation, and explicit policy guardrails to keep agents compliant.
Jurisdiction & Canadian PII Isolation
Fully compliant with Canadian PII laws (PIPEDA), ensuring customer data stays localized and processed securely.
Deterministic Agent Guardrails
Hard constraints prevent agents from executing unverified actions or making unauthorized policy assertions.
Audit Trails & Logic Logs
Every decision, tool call, and data edit is logged in an immutable audit trail for complete compliance reporting.
Applied Epic & ARS Permission Sync
Integrates with existing BMS access rules, ensuring sensitive client records are exposed only to authorized personnel.
OculrAI acts as a non-disruptive overlay on top of your existing stack. We integrate directly with the industry's heaviest players.
Running a custom setup? Our flexible Data Bridge agent shapes integrations around your brokerage's specific database architecture.
Platform Expansion
FNOL Claims Assistant
Automates First Notice of Loss intake, status tracking, and claims workflow management.
Proactive Cross-Sell Agent
Identifies coverage gaps across your book and prompts timely, targeted outreach.
Automated Client Communications
Generates branded, compliant client communications and renewal summaries automatically.
Book Your Working Session
Experience OculrAI live on a slice of your real workflow. We will configure the agents to your Applied Epic & ARS setup and measure the impact on your actual numbers.
marcus@oculr.ai